June 2024

The Income Factor: How Earnings Influence Your Mortgage Qualification Journey

Posted on Jun 30, 2024

The Five C's of Credit

Securing a mortgage is a significant step towards homeownership, but the process can often seem daunting, particularly for first-time buyers. Understanding the intricacies of mortgage qualification is essential for existing and potential borrowers. 

Mortgage qualification refers to the criteria that lenders use to determine if a...

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The Bank of Canada's Rate Cut: Understanding the Impact on Your Mortgage.

Posted on Jun 23, 2024

Bank of Canada Rate Cut: Will It Really Make Housing More Accessible?

The Bank of Canada announced a 0.25% cut in interest rates on June 6, 2024, the first such cut in 4 years. If you’ve been following the news, you’ve probably heard a lot of buzz about how this will make housing more affordable and accessible. But let’s take a step back and ask: wi...

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